Loan Terms

Updated and Effective as of 23 September 2024

Low APR Financing

Your interest rate will depend upon credit score, income, loan amount, loan term, and credit history. APR ranges from 7.99% to 23.74%. For example, if you take out a Future Family loan for $18,000 with an APR of 7.99% and a 60-month term, Future Family will disburse $18,000 to vendors on your behalf and you will make 60 monthly payments of $347.91. Alternatively, if you take out a Future Family loan for $18,000 with an APR of 16.99% and a 60-month term, Future Family will disburse $18,000 to vendors on your behalf and you will make 60 monthly payments of $447.25 No down payment is required and there is no prepayment penalty. Our financing plans do not charge upfront loan fees, but there are membership fees associated with our membership and concierge offerings. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures as required by Future Family or A-Frame Capital, LLC.